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Download and read online Master the Postal Exams in PDF and EPUB Offers information on salary and benefits, training and qualifications, and preparing for the right exam, and includes nine practice tests with answers and detailed explanation for every question.
Download and read online Barron s Mechanical Aptitude and Spatial Relations Test 3rd Edition in PDF and EPUB Helps those studying for skilled trades like aerospace engineers and firefighters practice for the aptitude test for mechanical comprehension by offering 18 typical practice tests as well as study information on gears, pulleys, tools, map reading, visual comparison and parts assembly.
Download and read online Master The Mechanical Aptitude and Spatial Relations Test in PDF and EPUB Master the Mechanical Aptitude & Spatial Relations Tests provides the key to test-prep success on exams measuring spatial relations, symbol reasoning, and mechnical aptitude fro training and employment opportunities in the military, civil service, technical schools, and private industry. Featuring practice questions covering all major exam topics-including hidden figures, tool knowledge, and mechnical insight-with overviews of concepts that appear on mechanical aptitude/spatial relations exams, such as visual-motor coordination and pattern analysis. The book also includes detailed subject reviews, along with charts and diagrams to illustrate answers.
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Download and read online Transforming Microfinance Institutions in PDF and EPUB In response to a clear need by low-income people to gain access to the full range of financial services including savings, a growing number of microfinance NGOs are seeking guidelines to transform from credit-focused microfinance organizations to regulated deposit-taking financial intermediaries. In response to this trend, this book presents a practical 'how-to' manual for MFIs to develop the capacity to become licensed and regulated to mobilize deposits from the public. 'Transforming Microfinance Institutions' provides guidelines for regulators to license and regulate microfinance providers, and for transforming MFIs to meet the demands of two major new stakeholders regulators and shareholders. As such, it focuses on developing the capacity of NGO MFIs to mobilize and intermediate voluntary savings. Drawing from worldwide experience, it outlines how to manage the transformation process and address major strategic and operational issues inherent in transformation including competitive positioning, business planning, accessing capital and shareholders, and how to 'transform' the MFI's human resources, financial management, MIS, internal controls, and branch operations. Case studies then provide examples of developing a new regulatory tier for microfinance, and how a Ugandan NGO transformed to become a licensed financial intermediary. This book will be invaluable to regulators and microfinance NGOs contemplating institutional transformation and will be of tremendous use to donors and technical support agencies supporting MFIs in their transformation.
Download and read online Spatial Reasoning Tests The ULTIMATE Guide to Passing Spatial Reasoning Tests Testing Series in PDF and EPUB Spatial reasoning tests are widely used during selection processes which require an ability to use practical and visual skills. They are more common in jobs such as engineering and driving roles but are also more and more being utilised on medical and science roles. Spatial reasoning, or ability as it is sometimes called, involves the candidate visualising and then manipulating different complex shapes and patterns. Competence in spatial awareness is said to be mostly inherited; however, tests have proven that your ability in this type of test can be greatly improved with targeted practice. This book will provide you with over 230 pages of sample spatial reasoning test questions and answers to help you prepare thoroughly for the tests.
Download and read online Poverty Targeting in Asia in PDF and EPUB This book is a must read for researchers and students interested in poverty, poverty reduction, social welfare and development. It provides systematic and comparative studies on the design features, achievements and problems of targeting, set against specific national contexts. The economic focus of the analysis is balanced with sections on the political economy of targeting and management aspects (administrative systems and incentives). While the considerable variations between targeting mechanisms, schemes and contexts demonstrate the difficulties of blanket policy prescriptions, the book presents a fascinating conclusion. Rather than continuing the debate about universal versus targeted approaches, it proposes that a mixed approach might be best: the broad targeting of basic services such as primary education and health care combined with the narrow targeting of social protection schemes for the very poor. David Hulme, University of Manchester, UK Most governments attempt to target resources directly at the poor through a variety of measures including food and credit subsidies, job creation schemes and basic health and education projects. These measures are usually classified as being either promotional (to help raise welfare in the long term), or protectional (to support the poor in times of adverse shocks). However, for many Asian countries the reality of these poverty targeting measures has proved disappointing. Following a comprehensive overview by the editor, this book offers a detailed assessment of the results of directly channelling resources to the poor and extensively discusses the experience of five Asian countries India, Indonesia, the People s Republic of China, the Philippines and Thailand. The authors demonstrate how in many cases these targeting measures have failed due to their high cost and errors of both undercoverage (where many of the poor are excluded) and leakage (when many of the better-off also benefit from these schemes). The authors conclude that whilst poverty targeting remains a critically important objective, past targeting errors must not be forgotten and improved methods of both identifying and reaching the poor must be implemented. Written by leading experts in the field and including analysis of original country surveys, this seminal text documents clearly the operation and success of aid schemes in Asia. This book will make a worthy addition to the literature on development, poverty reduction, social welfare and Asian studies. It will also be an important source of reference for academics and students of economic development, aid practitioners, government officials and development NGOs.
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Download and read online The Book of Payments in PDF and EPUB This book examines the nature of retail financial transaction infrastructures. Contributions assume a long-term outlook in their exploration of the key financial processes and systems that support a global transition to a cashless economy. The volume offers both modern and historic accounts that demonstrate the constantly changing role of payment instruments. It brings together different theoretical approaches to the study, re-examining and forecasting changes in retail payment systems. Chapters explore a global transition to a cashless society and contemplate future alternatives to cash, cheques and plastic, featuring the perspectives of academics from different disciplines in conversation and industry participants from six continents. Readers are invited to discover the innovation in payment systems and how it co-evolves with changes in society and organisations through personal, corporate and governmental processes.
Download and read online Making Finance Work for Africa in PDF and EPUB Drawing on its extensive experience in helping restructure and reform financial systems, the World Bank examines the state of African domestic financial systems in a global comparison. It identifies promising trends as well as pinpointing the major shortcomings that are observed across sub-Saharan Africa. Policy recommendations distinguish between those designed to make finance a more effective driver of economic growth and those designed to give low income, small-scale and other excluded groups better access to financial services.